Any closely held small business, like a real estate brokerage, small law firm, or other small service business, whether recently created or well established, should have a specified business continuation strategy to financially accommodate the chance of a proprietor...
Many people find the idea of acquiring life insurance to be a grim, unattractive, an even scary proposition. Therefore, they may push the topic out of their mind completely to avoid having to think about planning for their loved ones in the event of their absence....
For many modern families, financial restraints and budgeting has become a major issue within the household. As a restricted economy and high priced goods seems to be affecting everyone, it can be especially hard on those with large families. However, they aren’t the...
Talking about life insurance doesn’t have to be the elephant in the room. While it can create unease, as no one likes to think about a loved one dying, it is essential for couples to talk about their life insurance needs. Most couples with or without children are...
Do you have a loved one who is dependent on you or your spouse for care? In many cases, special-needs children and adults are completely dependent on one or both parents to provide ongoing assistance with the activities of daily living. In such a case, it’s...
Whole life insurance is a type of permanent life insurance. It’s called permanent because a whole life policy provides life-long protection and is guaranteed to do so by the insurance company. With whole life, you pay a fixed premium for life, instead of the...
