Many people are under the impression that you cannot buy life insurance for marijuana users. In fact, many applicants lie about their usage and then are denied coverage, not because they use marijuana, but because they lied about it. Insurance companies refer to this as misrepresentation. The truth of the matter is using marijuana does […]
I hope you are enjoying our website. I have often heard that “life insurance is sold – not purchased.” I never agreed with this statement and have always thought that a life insurance consumer, armed with the right information and tools, can purchase life insurance without having to be sold by an eager salesman. To that end, we have created this website.
In order to arm our users with the right information and proper tools, as well as providing them with the best user experience possible, we created InstantQuoteLifeInsurance.com with these six things in mind:
- Provide the right information and tools on our website to our users so they can make informed decisions about their life insurance needs. Also provide access to insurance professionals by phone or email, for those who prefer “live” contact.
- Provide “Instant” life insurance quotes that are really instant. By submitting minimal information in our quote engine, our website will rapidly display multiple quotes from the leading life insurance companies.
- Provide quotes only from A-Rated Companies, or higher. With a life insurance policy, the insurance company is making a promise to pay the beneficiary in the event of the insured person’s death. As the financial ratings (A.M Best, S&P, Moody’s, etc) are an indication of a company’s financial strength and ability to pay claims, there’s a stronger probability that a highly rated company will keep that promise.
- Provide quotes without the visitor entering their personal information. By making our rate database available without the visitor entering any personal or contact information, we have addressed the privacy concerns of our visitors.
- Provide the most accurate quotes possible. Our Health Analyzer incorporates the major health and lifestyle factors used by each insurance company so your quotes will be much more accurate than a mere guess. While the final quotes are issued at the end of the underwriting period, our quotes can be considered the most accurate available online today.
Intramark Insurance Services, Inc.
When we consider using life insurance as an investment, there are as many people in favor of it as there are opposed. Certainly, financial gurus like Dave Ramsey and Suze Orman are against life insurance for any reason other than a death benefit, but remember, while speaking out against most life insurance products, they are […]
Life insurance provides your family and loved ones with a vital financial safety net in the event of your death. But with a variety of life insurance policy options available, many people wonder exactly how to handle their policies when it comes to filing taxes. The good news is that in most cases, you do […]