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No Medical Exam Life Insurance

January 13, 2020

no medical exam life insurance

When you’re looking for affordable life insurance, typically the policies that are fully-underwritten are cheaper than no medical exam life insurance. The problem with getting the rock-bottom rates is that these policies can take weeks or even a month to get issued and quite frankly, a lot of people do not relish the idea of […]

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What is the Medical Information Bureau?

September 26, 2017

medical information bureau

The Medical Information Bureau (MIB) provides a collection of private medical and non-medical (hazardous avocations, hobbies, and driving violations) data. The primary purpose of the MIB is to furnish the exchange of underwriting information between its member companies. Member companies are compelled to report a coded summary of conditions and conclusions which may be important […]

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6 Life Insurance Tips for Millennials

September 14, 2017

insurance tips for millennials

Although we grow into adults year by year, there can still be a shock to our systems when we find ourselves out of school and out of our parents’ home. Regardless of how prepared we may believe we are, complicated issues are thrown at us every day and in every manner. Yes, there is the […]

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Business Continuation using the Buy-Sell Agreement

July 29, 2017

buy-sell agreement

Any closely held small business, like a real estate brokerage, small law firm, or other small service business, whether recently created or well established, should have a specified business continuation strategy to financially accommodate the chance of a proprietor or partner dying, entering retirement, or becoming disabled. The Buy-Sell Agreement will expressly determine how the […]

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The Pros and Cons of Using Life Insurance as an Investment

March 24, 2017

life insurance as an investment

When we consider using life insurance as an investment, there are as many people in favor of it as there are opposed. Certainly, financial gurus like Dave Ramsey and Suze Orman are against life insurance for any reason other than a death benefit, but remember, while speaking out against most life insurance products, they are […]

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