Height and Weight Underwriting Guidelines
The table is fairly generic, but gives a general idea of the allowable maximums for the best life insurance rate classes from most companies (if your weight exceeds the maximum shown here, use Standard rates in calculating your quotes to get an idea). Bear in mind that our Health Analyzer factors in your height and weigh when calculating your rates.
|
Height/Weight Chart |
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|
MALE |
FEMALE |
|||||||||||||||||||
|
Height |
Preferred |
Pref NT & Pref T |
Standard |
Std |
Std |
Height |
Preferred |
Pref NT & Pref T |
Standard |
Std |
Std |
|||||||||
|
Feet |
In |
Low |
High |
Low |
High |
Low |
High |
|
|
Feet |
In |
Low |
High |
Low |
High |
Low |
High |
|
|
|
|
4 |
8 |
83 |
126 |
82 |
137 |
81 |
150 |
>150 |
>137 |
4 |
8 |
82 |
123 |
81 |
134 |
80 |
146 |
>146 |
>134 |
|
|
4 |
9 |
85 |
131 |
84 |
142 |
83 |
155 |
>155 |
>142 |
4 |
9 |
84 |
127 |
84 |
139 |
83 |
151 |
>151 |
>139 |
|
|
4 |
10 |
88 |
136 |
87 |
147 |
86 |
160 |
>160 |
>147 |
4 |
10 |
87 |
132 |
86 |
144 |
85 |
156 |
>156 |
>144 |
|
|
4 |
11 |
92 |
141 |
91 |
153 |
90 |
166 |
>166 |
>153 |
4 |
11 |
90 |
137 |
89 |
149 |
88 |
162 |
>162 |
>149 |
|
|
5 |
0 |
96 |
146 |
95 |
158 |
94 |
171 |
>171 |
>158 |
5 |
0 |
92 |
142 |
91 |
154 |
90 |
167 |
>167 |
>154 |
|
|
5 |
1 |
99 |
150 |
98 |
163 |
97 |
177 |
>177 |
>163 |
5 |
1 |
94 |
147 |
93 |
159 |
92 |
172 |
>172 |
>159 |
|
|
5 |
2 |
103 |
155 |
102 |
168 |
101 |
182 |
>182 |
>168 |
5 |
2 |
97 |
151 |
96 |
163 |
95 |
178 |
>178 |
>163 |
|
|
5 |
3 |
107 |
160 |
106 |
173 |
105 |
188 |
>188 |
>173 |
5 |
3 |
99 |
156 |
97 |
168 |
96 |
183 |
>183 |
>168 |
|
|
5 |
4 |
110 |
164 |
109 |
178 |
108 |
193 |
>193 |
>178 |
5 |
4 |
101 |
161 |
100 |
173 |
99 |
188 |
>188 |
>173 |
|
|
5 |
5 |
114 |
169 |
112 |
183 |
111 |
199 |
>199 |
>183 |
5 |
5 |
103 |
165 |
102 |
178 |
101 |
194 |
>194 |
>178 |
|
|
5 |
6 |
117 |
174 |
116 |
188 |
114 |
205 |
>205 |
>188 |
5 |
6 |
106 |
170 |
104 |
183 |
103 |
200 |
>200 |
>183 |
|
|
5 |
7 |
121 |
179 |
119 |
193 |
118 |
211 |
>211 |
>193 |
5 |
7 |
107 |
175 |
106 |
188 |
105 |
205 |
>205 |
>188 |
|
|
5 |
8 |
123 |
184 |
122 |
199 |
120 |
216 |
>216 |
>199 |
5 |
8 |
111 |
180 |
110 |
194 |
108 |
211 |
>211 |
>194 |
|
|
5 |
9 |
128 |
189 |
126 |
204 |
125 |
222 |
>222 |
>204 |
5 |
9 |
114 |
185 |
112 |
199 |
111 |
216 |
>216 |
>199 |
|
|
5 |
10 |
130 |
195 |
129 |
210 |
127 |
228 |
>228 |
>210 |
5 |
10 |
117 |
190 |
116 |
205 |
114 |
222 |
>222 |
>205 |
|
|
5 |
11 |
134 |
200 |
132 |
215 |
131 |
234 |
>234 |
>215 |
5 |
11 |
120 |
195 |
118 |
210 |
117 |
227 |
>227 |
>210 |
|
|
6 |
0 |
137 |
205 |
136 |
221 |
134 |
240 |
>240 |
>221 |
6 |
0 |
122 |
200 |
121 |
216 |
120 |
233 |
>233 |
>216 |
|
|
6 |
1 |
142 |
211 |
140 |
227 |
137 |
246 |
>246 |
>227 |
6 |
1 |
126 |
206 |
124 |
222 |
123 |
239 |
>239 |
>222 |
|
|
6 |
2 |
145 |
217 |
144 |
234 |
142 |
253 |
>253 |
>234 |
6 |
2 |
128 |
211 |
127 |
229 |
126 |
245 |
>245 |
>229 |
|
|
6 |
3 |
149 |
222 |
147 |
240 |
145 |
260 |
>260 |
>240 |
6 |
3 |
132 |
217 |
131 |
235 |
129 |
251 |
>251 |
>235 |
|
|
6 |
4 |
152 |
228 |
151 |
246 |
149 |
266 |
>266 |
>246 |
6 |
4 |
136 |
223 |
134 |
242 |
132 |
258 |
>258 |
>242 |
|
|
6 |
5 |
157 |
234 |
155 |
253 |
153 |
273 |
>273 |
>253 |
6 |
5 |
139 |
229 |
137 |
248 |
136 |
264 |
>264 |
>248 |
|
|
6 |
6 |
161 |
240 |
159 |
260 |
157 |
280 |
>280 |
>260 |
6 |
6 |
143 |
235 |
141 |
255 |
139 |
270 |
>270 |
>255 |
|
|
6 |
7 |
165 |
245 |
164 |
266 |
162 |
287 |
>287 |
>266 |
|||||||||||
|
6 |
8 |
169 |
250 |
168 |
272 |
167 |
294 |
>294 |
>272 |
|||||||||||
|
6 |
9 |
174 |
255 |
173 |
278 |
172 |
301 |
>301 |
>278 |
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High-Risk Life Insurance
To get more information about purchasing life insurance with severe medical conditions, contact an insurance professional at LifeInsure.Com today at (866) 691-0100 during normal business hours, or you can contact us through our website 24/7.
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