Height and weight underwriting guidelines are important factors that life insurance companies use to help determine your rate class. These are guidelines and may differ among life insurance companies.

The table is fairly generic, but gives a general idea of the allowable maximums for the best life insurance rate classes from most companies (if your weight exceeds the maximum shown here, use Standard rates in calculating your quotes to get an idea).  Bear in mind that our Health Analyzer factors in your height and weigh when calculating your rates.

Height/Weight Chart

MALE

FEMALE

Height

Preferred
Plus

Pref NT & Pref T

Standard
Plus

Std
NT

Std
T

Height

Preferred
Plus

Pref NT & Pref T

Standard
Plus

Std
NT

Std
T

Feet

In

Low

High

Low

High

Low

High

 

 

Feet

In

Low

High

Low

High

Low

High

 

 

4

8

83

126

82

137

81

150

>150

>137

4

8

82

123

81

134

80

146

>146

>134

4

9

85

131

84

142

83

155

>155

>142

4

9

84

127

84

139

83

151

>151

>139

4

10

88

136

87

147

86

160

>160

>147

4

10

87

132

86

144

85

156

>156

>144

4

11

92

141

91

153

90

166

>166

>153

4

11

90

137

89

149

88

162

>162

>149

5

0

96

146

95

158

94

171

>171

>158

5

0

92

142

91

154

90

167

>167

>154

5

1

99

150

98

163

97

177

>177

>163

5

1

94

147

93

159

92

172

>172

>159

5

2

103

155

102

168

101

182

>182

>168

5

2

97

151

96

163

95

178

>178

>163

5

3

107

160

106

173

105

188

>188

>173

5

3

99

156

97

168

96

183

>183

>168

5

4

110

164

109

178

108

193

>193

>178

5

4

101

161

100

173

99

188

>188

>173

5

5

114

169

112

183

111

199

>199

>183

5

5

103

165

102

178

101

194

>194

>178

5

6

117

174

116

188

114

205

>205

>188

5

6

106

170

104

183

103

200

>200

>183

5

7

121

179

119

193

118

211

>211

>193

5

7

107

175

106

188

105

205

>205

>188

5

8

123

184

122

199

120

216

>216

>199

5

8

111

180

110

194

108

211

>211

>194

5

9

128

189

126

204

125

222

>222

>204

5

9

114

185

112

199

111

216

>216

>199

5

10

130

195

129

210

127

228

>228

>210

5

10

117

190

116

205

114

222

>222

>205

5

11

134

200

132

215

131

234

>234

>215

5

11

120

195

118

210

117

227

>227

>210

6

0

137

205

136

221

134

240

>240

>221

6

0

122

200

121

216

120

233

>233

>216

6

1

142

211

140

227

137

246

>246

>227

6

1

126

206

124

222

123

239

>239

>222

6

2

145

217

144

234

142

253

>253

>234

6

2

128

211

127

229

126

245

>245

>229

6

3

149

222

147

240

145

260

>260

>240

6

3

132

217

131

235

129

251

>251

>235

6

4

152

228

151

246

149

266

>266

>246

6

4

136

223

134

242

132

258

>258

>242

6

5

157

234

155

253

153

273

>273

>253

6

5

139

229

137

248

136

264

>264

>248

6

6

161

240

159

260

157

280

>280

>260

6

6

143

235

141

255

139

270

>270

>255

6

7

165

245

164

266

162

287

>287

>266

6

8

169

250

168

272

167

294

>294

>272

6

9

174

255

173

278

172

301

>301

>278

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