Every small or mid-size business typically has a key person or persons that are responsible for producing a majority of the revenue. Service businesses are typically dependent on a key person who regularly delivers revenue from their coveted client list. Should the business lose one or more key persons because of an unexpected death, the […]
John Hancock Life Insurance Company USA
P.O. Box 772
Boston, MA 02117
Phone: (800) 732-5543
Company Website: http://www.johnhancock.com
About John Hancock Life Insurance Company
From their humble beginnings in 1862 as a four-person company formed in a single room, the name John Hancock, one of our nation’s forefathers and the inspiration for our company, has long stood for integrity and commitment.
Today, they continue their tradition as a well-established financial services leader by operating as the U.S. unit of Manulife, a leading Canadian-based financial services group serving the financial needs of millions of customers in 22 countries and territories worldwide.
John Hancock’s core retail products in the U.S. focus on providing financial solutions at every stage of their clients’ lives. Their product suite includes life insurance, mutual funds, 401(k) plans, long-term care (LTC) insurance, and annuities. They distribute their products primarily through licensed financial advisors, and through John Hancock Financial Network, a national network of independent firms.
Financial Strength Ratings
A.M. Best (20 ratings) A+ (2)
S&P (20 ratings) AA- (4)
Moody’s (21 ratings) A1 (5)
Fitch (21 ratings) AA- (4)
Weiss (16 ratings) B (5)
Comdex Ranking (Percentile) 92
Ratings as of 10/20/16
Many people are under the impression that you cannot buy life insurance for marijuana users. In fact, many applicants lie about their usage and then are denied coverage, not because they use marijuana, but because they lied about it. Insurance companies refer to this as misrepresentation. The truth of the matter is using marijuana does […]
When we consider using life insurance as an investment, there are as many people in favor of it as there are opposed. Certainly, financial gurus like Dave Ramsey and Suze Orman are against life insurance for any reason other than a death benefit, but remember, while speaking out against most life insurance products, they are […]