Tools for Budgeting That Create Financial Stability Spending your money blindly will only lead to trouble. Unless you’re raking it in with few to no monthly bills, tracking and managing your personal expenses is a surefire way to create financial stability. You need to be able to see how much money you have coming in […]
Most life insurance policies provide that premiums may be paid at any time within a period of generally 30 or 31 days, following the premium due date, the policy remaining in full force in the meantime. If death occurs during the grace period, the premium is deducted from the proceeds payable. As a general rule, no interest is charged on over-due premiums if paid during the grace period.
Group life insurance:
A form of life insurance covering a group of persons generally having some common interest, such as employees of the same company or members of the same union or association, etc.
Guaranteed insurability option:
An option offered under some life insurance policies, whereby additional insurance may be purchased at various future times without a new medical examination or other evidence of insurability.
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Every small or mid-size business typically has a key person or persons that are responsible for producing a majority of the revenue. Service businesses are typically dependent on a key person who regularly delivers revenue from their coveted client list. Should the business lose one or more key persons because of an unexpected death, the […]
Many people are under the impression that you cannot buy life insurance for marijuana users. In fact, many applicants lie about their usage and then are denied coverage, not because they use marijuana, but because they lied about it. Insurance companies refer to this as misrepresentation. The truth of the matter is using marijuana does […]