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Compare term life insurance quotes from multiple companies instantly – within seconds, without having to speak to an agent.
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We search the market for the best rates from top-rated companies for you. We do the heavy lifting – you save money.
GET INSTANT TERM LIFE INSURANCE QUOTES WITHOUT COMPROMISING YOUR PRIVACY
At InstantQuoteLifeInsurance.com, our goal is to provide you with instant term life insurance quotes from the best life insurance companies. With our easy-to-use life insurance quote engine, you can quickly find affordable term life insurance coverage. Now you can shop online for life insurance without sales pressure. You can also browse our website to get answers to some of the most common questions and concerns regarding life insurance.
You can learn about and obtain instant quotes for term, no-exam term and universal life insurance without speaking to an agent. Prefer to speak to an agent? You can reach us at 866-691-0100.
As seen in Forbes.com
“If it looks like you could benefit from some additional life insurance, you can shop for term insurance online – without giving up your personal information or talking to a sales person – by visiting InstantQuoteLifeInsurance.com or Term4Sale.com.”
WE WORK FOR OUR CLIENTS – NOT FOR THE INSURANCE COMPANIES
While we do represent many highly-rated term life insurance companies, such as John Hancock, Mutual of Omaha, Lincoln National and Prudential to name a few, we are independent brokers and, as such, we will always strive to do what’s best for our clients. That means helping our clients select the right insurance policy from the insurance company that best suits them. We are not beholden to any one company and will never steer a client to a particular company to meet a sales quota or earn extra commissions or bonuses. First and foremost, we will always do what’s best for you, the consumer.
ONE SIZE DOES NOT FIT ALL
While term insurance is a great fit for most people, there are other insurance products that might be more appropriate for some people. That is why, in addition to term life insurance, we also offer universal life insurance (instant quotes available) and whole life insurance. For families with special-needs children or those with estate planning needs, we offer survivorship/joint survivor (or second-to-die) insurance.
What Our Clients Say
Richard Reich and his staff worked hard to get my husband covered for life insurance at an affordable rate. He is age 74 so this was not an easy task, to say the least. However, he worked with me to find a policy that would work for us and I will be forever grateful for the time and care he spent finding something for us.
After having a horrible experience with a different company, Richard Reich restored my faith in the insurance industry. Richard Reich is kind, reassuring, knowledgeable and a top notch professional. Richard was with me every step of the way, helped me navigate the process, answered all of my questions, and he is a man of his word. I would recommend Richard and the company to all, including my family and closest friends.
Very straightforward process, easy to work with and all electronic. Time saver. Tried other options and it was not only more expensive, but also required more time and paperwork. Would recommend for busy professional.
Richard answered all my questions, helped with various documentation and got me products that fit my needs. No upselling whatsoever.
Suresh A, Texas
From the beginning to the policy issue, it was a smooth and efficient process. I am very satisfied with LifeInsure.com Their customer service is the best I ever experienced.
Jon B, IN
I found all the steps in the process to be efficient and professional. I would recommend this company to anyone interested in purchasing life insurance.
Jerry C, WA
My agent, Richard Reich, was patient, professional and persistent. I am grateful that he kept working with me over a long period of time because otherwise I probably would have put off life insurance indefinitely. My family is now protected in large part because of his efforts.
The service was quick, responsive, and they know what they're doing. We got the best policy at the best rates and couldn't be happier with the experience. Highly recommended.
Brian S, CA
I had a really great experience with lifeinsure.com. I knew I wanted insurance, but wasn't sure which type would be best. The agent asked me a few questions and walked me through my options and I got the perfect policy for my needs.
Noel C, CA
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What other type of insurance is important?
Of course, one should have the appropriate amount of car insurance and homeowners insurance but there’s a type of insurance that’s often forgotten –
disability insurance to protect your income. It’s a statistical fact that it’s more likely that one has a long term disability before age 65 than dying. You can learn about disability insurance, the best types of disability insurance and get quotes at www.protectyourincome.com
Should I get insurance to pay off my mortgage if I die?
A person gets life insurance to make sure that there is money available to maintain the financial life for those who will still be living and have a future. In a way, it’s a selfless decision since you are looking out for your spouse and/or your children just as you would protect them from dangers and difficulties in life. At InstantQuoteLifeInsurance.com, our insurance advisors and support staff are here to help you gain more understanding of this subject and help you select the right life insurance policy. There are benefits for you from having enough insurance while you are living: You’ll feel better knowing the ones you love will be able to continue their lives without unnecessary financial disruption; if you have permanent life insurance (whole life or universal life) you can build cash value that can grow tax free. This can help give you the freedom to do other things with your money and investments because you know you have an asset your family can count on – life insurance.
Does my weight affect my life insurance rate?
There are different rate classes for life insurance. When calculating the exact rate for you, the company does take your weight into consideration. There is a height/weight chart on this site that can give you an idea how weight affects the way insurance companies might judge your rating class. Our quoting engine takes your height and weight into consideration when calculating your rate class and premium.
Do you charge anything to get started?
Most insurance companies have monthly,quarterly, semi-annual or annual premium programs. You have the choice of making an initial premium payment with your application. If you so, temporary insurance begins on the date of signature on your application, assuming all questions are answered completely. Additionally, it is subject to what the insurance company has stated on the conditional receipt you receive in return for your deposit. If for some reason you don’t qualify for the insurance or decide not to take it your deposit will be refunded..
When would my life insurance start?
Most insurance companies have monthly, quarterly, semi-annual or annual premium programs. You have the choice of making an initial premium payment with your application. If you do so, insurance begins on the date of signature on your application, assuming all questions are answered completely. However, it is subject to the terms and conditions on the conditional receipt you receive in return for your deposit. If, for some reason, you don’t qualify for the insurance or decide not to accept the policy, your deposit will be refunded.