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Latest News

Life Insurance with Depression

Finding affordable life insurance when you have a history of depression can be a challenging and complex process. Most consumers understand that life insurers rate according to age and health, but many do not consider the mental health aspect of underwriting. Underwriters are likely to question you about your mental health and your parents’ mental […]

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Understanding the Term Conversion Privilege
the conversion privilege

As we go through our adult lives, it’s typical for most people to accumulate substantial debt when buying homes, automobiles, investing in retirement plans, opening a business, or starting a family.  Throughout our younger years, when plenty of life insurance coverage is necessary because of our debt, the most reasonably priced type of life insurance […]

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Why Do I need a Medical Exam to Get Life Insurance?
do I need a Medical Exam to get life insurance

As a life insurance agent, I always expect the “eye-roll” which is typically accompanied by a “sigh” the moment I mention the insurance company will order a medical exam. This reaction is typical and I can certainly understand why. Even repeat customers seem to groan at having someone they don’t know come to their home […]

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