Disability Insurance

Disability Insurance

There’s much intrigue concerning how others handle and deal with daily risks.  We are sure to insure our health, our home, our vehicle, our life, but too often we forget about protecting our ability to provide an income.  We often typically forget Disability...
Long Term Care Insurance | Don’t Wait!

Long Term Care Insurance | Don’t Wait!

For all intents and purposes, U.S. adults generally plan wisely for that “rainy day” which happens to all of us. For many, there are a lot of “rainy day” events to prepare for because our parents instill in us while growing up that life ain’t always grand. Once we...
Affordable Life Insurance for Pilots

Affordable Life Insurance for Pilots

Most people consider getting affordable life insurance a challenge. There are many different products to learn about and the underwriting process can be stressful, especially if you have certain health conditions, a dangerous occupation, travel to dangerous areas, or...

Life Insurance with Depression

Finding affordable life insurance when you have a history of depression can be a challenging and complex process. Most consumers understand that life insurers rate according to age and health, but many do not consider the mental health aspect of underwriting....
Understanding the Term Conversion Privilege

Understanding the Term Conversion Privilege

As we go through our adult lives, it’s typical for most people to accumulate substantial debt when buying homes, automobiles, investing in retirement plans, opening a business, or starting a family.  Throughout our younger years, when plenty of life insurance...
Why Do I need a Medical Exam to Get Life Insurance?

Why Do I need a Medical Exam to Get Life Insurance?

As a life insurance agent, I always expect the “eye-roll” which is typically accompanied by a “sigh” the moment I mention the insurance company will order a medical exam. This reaction is typical and I can certainly understand why. Even repeat customers seem to groan...