Does Depression Affect Life Insurance Eligibility?

May 18, 2015

does depression affect life insurance premiums

It is well-known that pre-existing conditions can influence life insurance premiums, but can a history of depression affect life insurance eligibility? Get the facts here. If an individual has been diagnosed with depression, it may affect his or her chances for life insurance coverage. Insurance providers see depression as an existing condition—much like blood pressure—and […]


Reasons You May Be Denied Life Insurance

April 6, 2015

denied life insurance

Many people find the idea of acquiring life insurance to be a grim, unattractive, an even scary proposition. Therefore, they may push the topic out of their mind completely to avoid having to think about planning for their loved ones in the event of their absence. However, life is unpredictable, and accidents, injuries and death […]


5 Easy Ways to Trim Your Monthly Budget

March 23, 2015

easy ways to trim your budget

For many modern families, financial restraints and budgeting has become a major issue within the household. As a restricted economy and high priced goods seems to be affecting everyone, it can be especially hard on those with large families. However, they aren’t the only ones affected, as the majority of Americans are looking to cut […]


Talking About Life Insurance with Your Spouse

March 4, 2015

talk to your spouse about life insurance

Talking about life insurance doesn’t have to be the elephant in the room. While it can create unease, as no one likes to think about a loved one dying, it is essential for couples to talk about their life insurance needs. Most couples with or without children are often dependent on dual incomes, and while […]


Survivorship Life Insurance Protects Special-Needs Dependents

April 18, 2014

life insurance survivors

Do you have a loved one who is dependent on you or your spouse for care? In many cases, special-needs children and adults are completely dependent on one or both parents to provide ongoing assistance with the activities of daily living. In such a case, it’s important to consider what will happen to the individual when both […]