5 Lifestyle Choices That Affect Life Insurance Rates
June 18, 2015 Richard Reich
Death is unpredictable, and the tragic loss of a family member can be devastating, particularly if a two-paycheck household becomes a single paycheck family. Life insurance policies can help provide for the bereaved, ensuring that they do not become financially destitute. However, there are certain habits that can raise the cost of life insurance premiums, […]
Do Millennials Need Life Insurance?
May 29, 2015 Richard Reich
For people in their 20s and 30s, planning for death is usually the last thing on their minds. Things like life insurance and funeral costs etc. are questions for seniors, not millennials, right? Well, in many cases, yes. For young healthy people without dependents, life insurance might be an unnecessary extra expenditure. However, there are […]
Does Depression Affect Life Insurance Eligibility?
May 18, 2015 Richard Reich
It is well-known that pre-existing conditions can influence life insurance premiums, but can a history of depression affect life insurance eligibility? Get the facts here. If an individual has been diagnosed with depression, it may affect his or her chances for life insurance coverage. Insurance providers see depression as an existing condition—much like blood pressure—and […]
Reasons You May Be Denied Life Insurance
April 6, 2015 Richard Reich
Many people find the idea of acquiring life insurance to be a grim, unattractive, an even scary proposition. Therefore, they may push the topic out of their mind completely to avoid having to think about planning for their loved ones in the event of their absence. However, life is unpredictable, and accidents, injuries and death […]
5 Easy Ways to Trim Your Monthly Budget
March 23, 2015 Richard Reich
For many modern families, financial restraints and budgeting has become a major issue within the household. As a restricted economy and high priced goods seems to be affecting everyone, it can be especially hard on those with large families. However, they aren’t the only ones affected, as the majority of Americans are looking to cut […]