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Why LifeInsure.com?
We show you top-rated companies, but we work independently for you.
How much does life insurance cost?
IT'S MORE AFFORDABLE THAN YOU MAY REALIZE
In our 25+ years as life insurance agents, we have often encountered a common misconception among consumers regarding the cost of term life insurance coverage. The 2019 Insurance Barometer Report sheds light on this prevalent issue, revealing that many individuals tend to overestimate the expenses associated with term life insurance. Surprisingly, over half of the population believes that the cost of a term life insurance policy is more than three times higher than it actually is.
Actual Real-Life Examples:
Jon, 30
$1,000,000
10-year term life policy for $20 monthly
Mary, 50
$250,000
Jon, 30
$500,000
Frequently Asked Questions
You can also use our calculator, which uses a different method. Ultimately, the cost will be a factor too, as you have to maintain the premium payments over time.
Now that you have determined how much you need, hopefully the insurance company will offer you that amount. Insurance companies use multipliers as described above and will not provide you with more coverage than they think you need, based on their formulas. There is some flexibility there, so if you have needs that exceed these formulas, your agent can help you “sell your case” to the underwriter.
A Message from Lifeinsure.com President Richard Reich
Through LifeInsure.com, we aim to provide you with life insurance quotes from highly-rated insurance companies using our easy-to-use online quote engine. You can access the insurance industry database of quotes without having to leave the comfort of your home or workplace.
You can get instant term life insurance quotes and universal life insurance quotes without speaking to an agent or submitting your personal contact information. You can also get quotes and learn about other types of coverage, such as whole life, indexed universal life (IUL), survivorship (second-to-die) life insurance, and disability insurance.
Access to instant life insurance quotes not only saves valuable time but also equips you with the necessary information to make an educated decision regarding your insurance coverage. Our technology allows you to explore various coverage options, premiums, and benefits from A-rated insurance companies effortlessly, ensuring you can secure the ideal protection for yourself and your loved ones. By simplifying the comparison process through a few clicks, you can navigate the insurance market with ease and confidence, eliminating the stress or sales pressure often associated with shopping for life insurance.
Throughout our process, we aim to keep our visitors’ information secure and will never sell or otherwise transmit their information to any other entity (other than the insurance company applied with and other entities, such as medical exam companies, that require this information for application purposes).
Online or on the phone,
we make it fast and easy.
Our easy-to-use, online quote engine allows you to compare Term Life Insurance, No-Exam Life Insurance and Final Expense Life Insurance quotes instantly. GET STARTED
However, if you do want to speak to a live professional, our licensed and experienced agents are available to answer your questions. Call now: 866-868-0099